Processor-agnostic architecture
Designed to work with the card and ACH processing relationships appropriate for your business, subject to provider integration.
MIDDLEWARE 01
Your rules. Your providers. More control over money movement.
Split Rail is a processor-agnostic orchestration layer. Your software sends instructions through APIs; Split Rail applies configurable logic and directs integrated card and ACH providers to execute supported payment and payout activities.
What the middleware enables
A control layer, not another payment processor.
Split Rail provides the orchestration logic. Connected financial providers carry out the actual payment and payout transactions.
Configurable rules and logic
Program transaction commands, payout instructions, timing, and workflow decisions to fit the platform’s business model.
Payout and disbursement workflows
Coordinate payment provider actions for recipient payments and other outgoing financial transactions.
Invoice-related commands
Direct connected providers and services to support invoice and payment activities where enabled.
API-first connectivity
Embed orchestration in software platforms, ERPs, and vertical applications without changing their core user experience.
Webhook-driven events
Use provider and middleware events to update statuses, synchronize records, and trigger subsequent steps.
Important distinction: Provider availability, supported payout rails, settlement behavior, and execution permissions vary by integration and agreement.
Built for software platforms
Connect financial workflows without reinventing the infrastructure.
Tell us about your software, provider relationships, and the workflows you want to automate.